At Rios & Co Real Estate, we’re always watching market trends so our clients can make smart moves — not rushed ones. Interest rates are finally expected to ease by 2026, and that could shift the real estate landscape in Spokane in some big ways. Here’s what you should know:
❓Q: What are experts predicting for interest rates in 2026?
A: Current forecasts suggest the Federal Reserve’s rate could drop to around 3.4–3.5%, with 30-year mortgage rates near 6%. That’s a moderate but meaningful improvement from recent highs, giving both buyers and sellers more breathing room.
❓Q: What could this mean for home buyers?
A: Lower mortgage rates mean lower monthly payments — and more purchasing power. Buyers who’ve been sitting on the sidelines may finally feel ready to jump in. If you’re planning to buy in 2026, use 2025 to get your finances and pre-approval in shape.
❓Q: How might this impact sellers?
A: More buyers in the market often means stronger demand — and that can support healthy home prices. Sellers who list as rates stabilize could see increased interest and competitive offers, especially in sought-after Spokane neighborhoods.
❓Q: Is the market expected to shift dramatically?
A: Not likely. Experts are predicting a “soft landing” — steady, balanced conditions rather than major swings. That’s good news for everyone: less volatility, more confidence.
❓Q: What’s the best move right now?
A: Start planning ahead. Whether buying, selling, or just preparing, knowing where rates are headed helps you time your next step wisely.
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